So after a good 40 some odd years of working my butt off, I’ve finally come to the point where I can gladly look forward to my retirement.”Golden Years” some call it, yet is it really golden I ask you.I’ve known a lifetime of work and start to experience stir-craziness when I have a few days to be home relaxing. I think the next years will be an interesting learning experience to say the least.
Having said that, when I entered college I learned a few lessons that I remember even now. The biggest lesson of them all, though, was that of financial security and well being.Till now I have been aimed at building my nest egg lage enough to keep me going until retirement.Now that retirement days are nigh I am shifting my focus to other things.
I no longer have a 401K to put into but rather I’ll be pulling from which will be an odd experience.That was a cue to prepare my family and myself, to get set up for their benefit and for mine. I hate to say it as it sounds a little creepy to me but the reality is that we all pass on when it’s our time and I wanted to make sure that my family wasn’t stuck with my financial burdens when that day comes.Dealing with the extras that are added on was the hard and unexpected thing about my parents passing, funeral expense, medical bills debts they had, and even legal fees.
At that moment it was the thing I did not want to deal with, the last thing I wanted to be reminded of, so I did the research on keeping my family clear of the mess when I pass. For that, I’ve found the one simple solution and it’s known as final expense insurance.Truly, final expense insurance is what I have been seeking.I have it organized to cover all my current debts, which I hope to eliminate before I pass, and to leave small bequests to those that stick around after I’m gone. It’s truly a great thing to know that I’m relieving my family of undue stress.
