Best Alternative to the Health and Dental Care Crisis in 2009!

A truly top concern of Americans today is the health and dental crisis we all face in getting appropriate care for these issues at affordable prices. Because of  the medical and dental costs increasing at three times the rate of inflation, insurance companies are escalating their prices out of the reach of the average middle income family and individual! 

As reported during this 2008 presidential campaign, 47 million Americans don’t have any form of health and major medical plans. Another less advertised statistic is another 50 million people on top of this, do not have any form of dental plan. We are confident those figures are growing daily! Imagine the millions that simply can not pay the monthly payments and the millions of others that are unable to get a plan because of ongoing health conditions. 

Some of the side effects of this crisis are showing up in a variety of ways and certainly adding to the negative effect on our economy. Half of all bankruptcies are caused by medical expenses. Half of all childrens emergency room visits in Florida are a result of painful dental problems or absesses! Can you also imagine that many people put off the solution to their health or dental problems, until the cost of the cure becomes dramatically expensive, when the preventive action may have been minor?   

Consumer driven health and dental care has been in existence since the early 1990′s. These plans generally require a fraction of the monthly payment as compared to traditional health, major medical, and dental plans. And they have the potential of saving thousands for their clients because of negotiated discounts with medical and dental professionals and varied other services. Some of the additional services added in recent years include vision care savings, prescription, chiropractic, auto club, legal and identity theft services.

As a result of these tough economic conditions, many people are looking for a way to moderate their monthly costs for risk management. Gasoline costs have certainly brought to the forefront the need for lower monthly payments for health, major medical, and dental plan payments. There are numerous examples of many Americans saving large sums of money that far outweigh the monthly expense of these consumer driven health, major medical, and dental plans without the outlay of $300.00 to $1,000.00 per month on traditional insurance plans! Checking out this alternative could make a significant difference and a real peace of mind for you and your family!   

Allan Grogan AmeriPlan Discount Health, Major Medical, and Dental Care Plans since 1992

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Socialized Medicine Pros and Cons

With a newly elected President who campaigned for socialized medicine, we need to take a serious look at the pros and cons of such an undertaking. If Barrack Obama has his way everyone in the United States will have Government Health Care. Is that realistic, even achievable at this point.

With the current state of the economy, many doubt that such an  undertaking is even possible. Bill and Hillary Clinton tried getting socialized medicine implemented in 1993. Even with the economy of 1993, the attempt to socialize medicine in the USA was a huge failure. In September of that year, Hillary Clinton addressed a joint session of Congress.

Pros of Socialized Medicine
“Millions of Americans are just a pink slip away from losing their health insurance, and one serious illness away from losing all their savings. Millions more are locked into the jobs they have now just because they or someone in their family has once been sick and they have what is called the preexisting condition. And on any given day, over 37 million Americans — most of them working people and their little children — have no health insurance at all. And in spite of all this, our medical bills are growing at over twice the rate of inflation, and the United States spends over a third more of its income on health care than any other nation on Earth.” Hillary Clinton – Sept 22, 1993

Cons of having Socialized Medicine
Is putting Government in contol of Health Care the answer? Even with current government regulations and insurance oversight, the price of health care keeps going up. Will your Health Insurance Costs go up in 2009? We are hearing that insurance premiums with some insurance companies are being doubled or tripled for 2009.

Let’s discuss why these insurance rates keep going up on an annual basis. Who is accountable for the high cost of healthcare? In the early days before employers provided health insurance to their employees, Americans made arrangements for their own health care. They saw chose their own Doctor and paid their own bills. They oversaw their own health care costs and if the bills were excessive they would talk to the Doctor of Hospital about that bill. When the Insurance Company became the middleman, bills would be paid, sometimes without any question.

Another reason for high medical costs is the fact that we have become a litigious society. Whenever something goes wrong, there is a lawyer who is willing to file a lawsuit. In addition as medical technology gets better and better, there are more costly procedures available. Some of these things will not change, but there is a way to put the consumer in charge of their own health care again, where they will get better service, be able to make decisions with their Doctor instead of leaving the decisions up to the Insurance Companies.

The Solution to the Health Care Crisis
With cost of insurance premiums soaring many consumers are looking into Consumer Driven Health Care as an alternative. Millions of consumers across the United States are using discount health services offered through associations, senior organizations, educational groups, businesses, nonprofits, financial institutions, and unions among others.

Discount Health Services are one way of getting more value for  your health care dollar. Combining a Discount Plan with a Health Savings Plans and catastrophic insurance coverage make sense in today’s economy. This three pronged approach puts the Patient and Doctor back in charge, keeping the intrusion of government and insurance industry at a minimum.

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EncoreDental.com Encore Dental Insurance Plan

Encore Dental Insurance Plans as seen on TV are available online for those looking for dental insurance. We have not tried the Encore Dental Plan, but have used the AmeriPlan Dental Plan. AmeriPlan is a Discount Dental Care Plan. Compare Encore Dental Plans to AmeriPlan below. Be sure to share this page with a friend..See more below….

Featured Ad: Compare Benefit Plans. We have Dental, Vision, Prescription and Chiropractic for less than $20 a month…Yes, you can save big on health care with a great supplemental program? Add Medical for less than $60 a month. Get details below on a great dental & health care choice…

More info on EncoreDental.com or EncoreDentalPlan.com

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