Humana Decision Guide

Humana offers a free decision guide for seniors on medicare or about to get on medicare. Humana Health Plans include supplemental medicare insurance that helps seniors to pay part of the costs that medicare does not pick up. Each year medicare insurance plans change what they cost and what they cover. The next general open enrollment starts on October 15th – Dec 7th. During this time, people with Medicare can add, drop or change their prescription drug coverage. They can also select a health plan for the 2017 medicare coverage. At we provide Medicare Advantage Quotes for Seniors. Agents that you’ll find on our quotes page offer Humana Medicare Plans and a wide variety of other medicare options.

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Medicare covers certain medical services and supplies in hospitals, doctors offices, and other health care settings. Services are either covered under Medicare Part A (Hospital Insurance) or Medicare Part B (Medical Insurance). If you have both Part A and Part B, you can get all of the Medicare-covered services listed here, no matter what type of Medicare coverage you choose.

A Medicare Advantage Plan (like an HMO or PPO) is another health coverage choice you may have as part of Medicare. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, the plan will provide all of your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage. In all plan types, you are always covered for emergency and urgent care. Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you are in a Medicare Advantage Plan. Medicare Advantage Plans are not considered supplemental coverage.

Medicare Open Season is between October 15th and December 7 each year. Your coverage will begin on January 1 of the following year, as long as the plan gets your enrollment request by December 31. Between January 1 and March 31 of each year. Your coverage will begin the first day of the month after the plan gets your enrollment form. During this period, you can not do the following:

Medicare Advantage Plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage. In addition to your Part B premium, you usually pay one monthly premium for the services provided.

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